Independent Financial Advisers Advice Adviser IFAS Life Cover Business Keyperson Bonds Investments Pensions Congleton Cheshire

Independent Financial Advisers Key Person Insurance Pensions

At Integrity Financial Advisers our aim is to ensure that you have the best possible financial advice when planning your personal finances in the short, medium and long term, both for yourself, your family and your business. We are Independent Financial Advisers, and as such we are obliged to give our customers "Best Advice" about which products from which company best suit YOU.

Our services include a review of your existing arrangements:

When was the last time your pensions, savings and life assurance plans were reviewed? As your personal circumstances change, there may well be a need to update your current plans in order to establish adequate financial provisions for the future. Personal circumstances change from time to time, so it is important to seek advice from your preferred financial adviser to review your current financial position.

Pension and Retirement Planning.

What are your expectations for retirement? It is essential you regularly seek the advice of your IFA to review your pension options and expectations to make sure your retirement plans are on track. Please do not put off pension planning until your 40+, the best age to start is in your twenties, in fact, the earlier the better.

Investment Planning & Management.

Investing for growth and/or income through Unit Trusts, Bonds and Offshore Funds. As your IFA or Independent Financial Adviser we will advise on the management of your investments portfolio on an on-going basis, with regular reviews.

Mortgages Re-Mortgages Business & Domestic Moving House.

For Residential and Commercial purposes, we have up to date information and access to a wide range of Building Societies, Banks and Central Lenders schemes from which we can draw to suit individual circumstances.

For mortgages we can be paid by commission or a fee of typically 0.5% of the loan amount.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Life Assurance / Protection Cover.

• Family Protection, Mortgage / Loan Protection and Business Protection.
• Income protection - Replacement income in the event of Sickness, Accident and Disability.
• Critical illness protection - Provides a Cash Lump Sum on Diagnosis of a serious illness such as heart attack, stroke, cancer, etc. or total disability.
• Business & keyperson protection - To protect a business from the effects of losing a Key Director or Key Employee through death or illness.
• Savings plans - Various schemes to plan for future requirements such as children's education, wedding expenses, 18th or 21st birthday present, deposit on a first home or any other purpose.
• Annuities - Capital investment to purchase a guaranteed income.

This page is just a brief outline of the financial services we offer independant advice on. Please call us on the telephone number below, or use the e-mail link for more information.

Our IFA'S cover the following towns of Cheshire & North Staffordshire.

Alderley Edge Alsager Bramhall Cheadle Holmes Chapel Macclesfield Sandbach Stockport and Wilmslow in Cheshire. In North Staffordshire we cover Biddulph Leek Stoke on Trent ( including Burslem Fenton Longton Newcastle and Stoke) Stone and Newcastle-under-Lyme.

If you live, or your business is just outside these areas, please call us we will try to help.

Integrity Financial Advisers is a trading name of Bates Investment Services Limited.

• Alderley Edge

• Alsager

• Altrincham

• Birkenhead

• Bramhall

• Cheadle

• Chester

• Congleton

• Crewe

• Ellesmere Port

• Frodsham

• Holmes Chapel

• Hyde

• Knutsford

• Macclesfield

• Malpas

• Middlewich

• Nantwich

• Northwich

• Runcorn

• Sandbach

• Stockport

• Tarporley

• Warrington

• Widnes

• Wilmslow

• Winsford