IPW logo, Member of the Institute of Professional Will Writers. Gavel used in Court by Judge. IFA Logo. Happy smiling lady representing Peace of Mind having signed her Will. Skull & Crossbones danger sign. Image text says danger of paying Government Inheritance Tax. Pregnant mother and baby. Image text says protect your family's future.

Why Make a Will and Why a Professional Will Writer

Everyone knows what a Will is, and most people agree that they need one, but not everyone knows why they should make one without delay. In Fact, your Will is probably the most important document you will ever own!

What will Happen if you DO make a Will

Not only can it help safeguard your family and all the valuable things that you spend your life working so hard for, it'll also make sure that they go to exactly the people you want them to.

  • If you do make a Will then the legal process in dealing with your affairs will be easier, and much less painful at a time when your loved ones will need all the help that they can get.
  • If you do make a Will then you can name the beneficiaries (including charities and friends if you so wish) and you will know with certainty who will inherit from your efforts.
  • If you do make a Will then you can appoint guardians of your choice who will look after your children until they reach the age of eighteen.
  • If you do make a Will you can distribute your assets in such a way that any Inheritance Tax charge is minimised or even removed altogether.
  • If you do make a Will your family will have clear directions on how to deal with your affairs and may not need to employ (and pay) professionals.

What can happen if you DO NOT have a Last Will & Testament

If you don't have a Will, your assets will be distributed by the authorities according to the Laws of Intestacy - are you happy to leave it to the law?

  • If you don't make a Will then on your death you will have died intestate. This can be as painful as it sounds for your loved ones who may suffer financial hardship and distress at a time when they least need it, whilst your affairs are sorted out.
  • If you don't make a Will then you will have no control over who will inherit what you own. On an intestacy, who inherits what depends on which of your relatives is alive at your death and how large your estate is. Spouses may not receive everything and charities, friends and unmarried partners will definitely receive nothing.
  • If you don't make a Will and you are a parent of young children then you will have no control over who looks after them should anything happen to you. In such circumstances, the courts will appoint someone on your behalf - someone that you may not have chosen.
  • If you don't make a Will then your estate may have to pay a charge of inheritance tax.
  • If you don't make a Will then your family may have to employ professionals to sort out the mess that you leave behind. Their charges could mean that they become significant beneficiaries of your estate.

3D Wealth Management can offer expert advice when it comes to writing your will. We take into account your wishes and produce your Last Will and Testament which will distribute your estate, wealth, assets, business interests and belongings to your family, people or organisations that you prefer - not as the Law dictates.

Estate and Inheritance Tax (IHT) Planning

Inheritance Tax (IHT) is a major concern for many of our customers; especially as UK property prices continue to rise and more and more estates fall within the IHT threshold. Without proper tax planning, people can end up leaving a substantial tax liability on their death, considerably reducing the value of the estate they pass on to chosen beneficiaries.

Minimising your tax liability and maximising what you're able to pass on calls for considerable skill and foresight - and a detailed knowledge of the IHT rules and regulations.

3D Wealth Management can offer expert advice on Estate Planning and IHT or Inheritance Tax Planning. With careful planning it's possible to financially safeguard your family, no matter what the future holds. That can include reducing your inheritance tax (IHT) liability, making a tax-efficient will, and providing a tax-free cash lump sum for your dependents in the unexpected event of your death.

Probate Grant of Representation Letters of Administration

When a person dies somebody has to deal with their estate (money property and possessions left) by collecting in all the money, paying any debts and distributing what is left to those people entitled to it.

Probate is the court's authority; given to a person or persons to administer a deceased person's estate and the document issued by the Probate Service is called a Grant of Representation. This document is usually required by the asset holders as proof to show the correct person or persons have the Probate Service's authority to administer a deceased person's estate.

3D Wealth Management's Area of Operation in the North West towns of Cheshire, South Manchester Denbighshire Flintshire & Wrexham in North Wales

Cheshire Towns include:

Alderley Edge Alsager Altrincham Birkenhead Bollington Bramhall Cheadle Chester Congleton Crewe Culcheth Disley Ellesmere Port Frodsham Gatley Helsby High Lane Holmes Chapel Hyde Knutsford Lymm Macclesfield Malpas Marple Middlewich Nantwich Neston Northwich Poynton Risley Runcorn Sandbach Stockport Tarporley Warrington Widnes Wilmslow Winsford

Manchester Towns include:

Ashton-in-Makerfield Aspull Atherton Cadishead City Of Manchester Eccles Failsworth Golborne Ince in Makerfield Irlam Kearsley Leigh Orrell Partington Prestwich Sale Salford Standish Stretford Tyldesley Urmston Wardle Westhoughton Wigan

Denbighshire Flintshire Wrexham North Wales Towns include:

Bagillt Broughton Buckley Caergwrle Cefyn-mawr Chirk Connahs Quay Denbigh Dyserth Flint Gresford Hawarden Holywell Hope Llangollen Mold Mostyn Overton Prestatyn Queensferry Rhosllanerchrugog Rhuddlan Rhyl Ruthin Ruabon St. Asaph Saltney Shotton Whitford Wrexham

This list is not exhaustive, please still contact us if your town is not listed in this area, we will be happy to help. We also have clients in may parts of the UK who we are proud to say came to us by recommendation.

Wills Will Writing Writers Estate Planning Inheritance Tax Planning Living Wills Probate Last will & Testament Tarporley Chester Cheshire

Sovereign House
York Hill Farm
Chester Road
Tel: 01829 - 760 929
Fax: 08717 - 502 008

Sanctuary4Veterans twitter page Sanctuary4Veterans on LinkedIn Sanctuary4Veterans facebook page

ChesterTarporleyCheshireInheritance TaxIHTLiving Wills
ProbateGrant ofRepresentationLetters ofAdministrationExecutors
Laws ofIntestacyIntestateLasting PowerOf AttorneyTrusts
Funeral PlanAdvanceDirectiveSame SexPartnersAsset Protection
BequestsLegaciesGiftsTax AdviceWill StorageBeneficiaries
Financial GiftsAnnual GiftAllowanceTax BreaksLast Will &Testament
FlintshireDenbighshireWrexhamSouthManchesterNorth Wales